HERE AND BEYOND
Special Offers for Certain Industry Workers
Media Room
Ameriabank develops special program for workers in certain economic industries in order to be able to offer to its clients more targeted and customized service. Under this new program employees in such industries as IT and telecom, justice, healthcare, audit and accounting, insurance and credit organizations, mining and power can use a number of banking services on special preferential terms: lines of credit and overdrafts are available starting from 15% per annum, in the amount of up to 8 times net income paid through Ameriabank accounts; collateral-free consumer loans in the amount of up to 12 times net income paid through Ameriabank accounts. Other loans are available at up to 1% lower than standard interest rates, and loans secured by real property, including home loans, offer up to 15% higher “loan to value” ratio than standard Ameriabank terms.

Among other benefits are preferential terms for cards: ArCa cards free-of-charge, annual service fee of AMD 1,000 for Visa Electron/Cirrus Maestro, AMD 3,000 for Visa Classic/MasterCard Standard, and AMD 10,000 for Visa/MasterCard Gold without standard Gold package.

To enhance clients’ banking experience we offer to workers in specified industries free-of-charge online/mobile banking applications and phone banking.
As a proven leader in Armenian banking sector, Ameriabank will be coming up with new treats for its customers.

Ameriabank was the undisputed leader of 2016 by all key indicators, including assets, liabilities to customers, total capital, loan portfolio and profit. The bank’s retail operations also reported high growth rates, securing 3rd position in the market. Deposits (including bonds) grew by 18.7%, from 143.7 billion AMD to 170.6 billion AMD, while time deposits grew by 22% to reach 129 billion AMD; retail loan portfolio grew from 44.5 billion AMD to 57.2 billion AMD (28.5% Y-o-Y), with small and micro business loans clocking up a significant 81% growth Y-o-Y to reach 12.9 billion AMD. Number of cards grew by 10%, from 68,497 to 75,154.

Arman Barseghyan, member of Management Board and Retail Banking Director at Ameriabank, spoke at the press conference. 
Updated 23.03.2017, 10:36
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