Message to Shareholders

The bank is committed to ensuring sustainable growth of shareholder value through:

• MIS of business processes in accordance with ISO 9001:2015 quality management certificate issued by TÜV Rheinland Germany
• Exceptional system of individual customer service (new in the local market)
• Proven and exceptional quality of risk management
• Prominent management team of experienced professionals
• Commitment to the best common practice in corporate governance
• Set of differentiated and customer-oriented services in corporate and investment banking and advisory (new in the local market)
• Unprecedented investments in IT platforms and technological innovations
• Customer Relationship Management (CRM) automated system unprecedented in the local market
• Focus on stability and value growth.

• Loans and advances to significant equity holders and their affiliated parties (Note 40)
• Loans and advances to members of the Board of Directors and executive body, chief accountant of the bank and parties affiliated with them, and compensation received during previous year (Note 40)
• Dividend policy and resolutions on payment of dividends
• Shareholders Rights 
• Interim report of the board
• The Announcement of the responsible persons of the accountable issuer
• Corporate Governance
• Investor Presentations
• Developments & Achievements
• Annual Reports
• Investors Calendar