For Corporate Clients

Terms of Government Support for Agri-Food Leasing 

Finance lease agreements under the Government Support Program for Agri-Food Leasing are executed for a term of up to 8 years.


  • Terms of agri-food lease
    • Provided in AMD
    • Annual interest rate: up to 11%, up to 7 p.p subsidized so that lessees actually pay 4%.
  • Down payment: 20% of leased property value.
  • Value of leased property to include purchase price and import costs (shipping, customs, VAT, etc.).
  • The same lessee can only use the program once, and the value of purchased equipment must not exceed 230 million AMD.
  • Where structures are an indispensable part of equipment, they can be treated as leased property. 
  • Casco insurance for leased property required for entire lease period, to be obtained by the bank.
  • Up to 3-month grace period for principal amount, non-subsidized part of interest payable starting from the moment of provision of finance. The lessee can also request the bank to pause payments of principal for up to 6 months a year. 
  • No fines or penalties for early repayment of principal and interest. 
  • Subsidy does not cover fines and/or penalties. 
  • Interest accrued to and calculated based on outstanding principal amount. 
  • No minimum threshold for finance.
  • Other terms as per the Ameriabank CJSC Terms of Finance Lease.

Updated 14.11.2018, 12:28

Services for Corporate Clients


2 Vazgen Sargsyan Street, Yerevan 0010,RA

Tel.: +37410 56 11 11


+1 888 802 5352



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